Markets for Individual Health Insurance: Can We Make Them Work with Incentives to Purchase Insurance?

December 1, 2000

Authors: Katherine Swartz, Ph.D.

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Overview

This paper examines how the provision of incentives to purchase health insurance (tax credits or deductions, or subsidies) could give individuals some of the advantages enjoyed by large groups. The paper outlines three alternatives to current proposals that base the provision of such incentives on income alone.

Citation

Markets for Individual Health Insurance: Can We Make Them Work with Incentives to Purchase Insurance?, Katherine Swartz, Ph.D., The Commonwealth Fund, December 2000