Publications: Health Insurance

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State Trends in Premiums and Deductibles, 2003–2009: How Building on the Affordable Care Act Will Help Stem the Tide of Rising Costs and Eroding Benefits

December 2, 2010 - This Commmonwealth Fund study presents a state-by-state analysis of private employer health insurance costs for the six years before the Affordable Care Act (ACA) was passed, finding that premiums for employer-sponsored family plans increased more than three times faster than median income.

Issue Brief

At Pitney Bowes, Value-Based Insurance Design Cut Copayments and Increased Drug Adherence

November 2, 2010 - A Commonwealth Fund study found that by eliminating or reducing copayments for key drugs prescribed for employees at risk for cardiovascular disease, a value-based health insurance program at the U.S.-based firm Pitney Bowes led to modest increases in medication adherence rates.

In the Literature

Realizing Health Reform’s Potential: Young Adults and the Affordable Care Act of 2010

October 8, 2010 - In this new issue brief from The Commonwealth Fund’s Realizing Health Reform's Potential series, Sara Collins and Jennifer Nicholson explore several short- and long-term provisions that promise to stem the rapidly rising tide of uninsured young adults, one of the largest uninsured segments of the population.

Issue Brief

Realizing Health Reform's Potential: Pre-Existing Condition Insurance Plans Created by the Affordable Care Act of 2010

October 4, 2010 - In this new issue brief from The Commonwealth Fund’s Realizing Health Reform's Potential series, Jean Hall and Janice Moore of the University of Kansas examine eligibility, benefits, premiums, cost-sharing, and oversight of the state PCIP programs, as well as variation in the plans from state to state.

Issue Brief

Health Insurance Exchanges and the Affordable Care Act: Eight Difficult Issues

September 30, 2010 - This new Commonwealth Fund report provides recommendations for state and federal policymakers as they design and implement the new health insurance exchanges, which are a key element of the Patient Protection and Affordable Care Act.

Fund Report

Realizing Health Reform's Potential: A Series of Briefs on the Affordable Care Act

September 7, 2010 - This series of Commonwealth Fund issue briefs examines the way the Affordable Care Act benefits different populations and groups, as well as improve insurance coverage and changes the delivery of care.

Issue Brief

Realizing Health Reform's Potential: A New Series of Briefs on the Affordable Care Act

September 7, 2010 - The Commonwealth Fund has launched a new series of Fund issue briefs that examines the way the Affordable Care Act of 2010 (ACA) will benefit different populations and groups, as well as improve insurance coverage and change the delivery of care.

Issue Brief

Realizing Health Reform's Potential: Small Businesses and the Affordable Care Act of 2010

September 2, 2010 - More than 16 million employees work in small businesses that could benefit from provisions in the Affordable Care Act, starting this year. The credits are designed to offset health insurance premium costs and help small businesses afford and maintain health insurance coverage for their employees.

Issue Brief

Realizing Health Reform's Potential: Small Businesses and the Affordable Care Act of 2010

September 2, 2010 - More than 16 million employees work in small businesses that could benefit from provisions in the Affordable Care Act, starting this year. The credits are designed to offset health insurance premium costs and help small businesses afford and maintain health insurance coverage for their employees.

Issue Brief

Realizing Health Reform's Potential: Women and the Affordable Care Act of 2010

July 30, 2010 - This issue brief analyzes how, over the next decade, the Affordable Care Act (ACA) is likely to stabilize and reverse women's growing exposure to health care costs. Up to 15 million women who now are uninsured could gain subsidized coverage under the law. In addition, 14.5 million insured women will benefit from provisions that improve coverage or reduce premiums.

Issue Brief

Health Insurance Exchanges and the Affordable Care Act: Key Policy Issues

July 15, 2010 - This Commonwealth Fund report examines 13 critical issues that federal and state authorities must resolve if the new health insurance exchanges in the Affordable Care Act are to succeed.

Fund Report

A New Era in American Health Care: Realizing the Potential of Reform

June 17, 2010 - The new Patient Protection and Affordable Care Act will expand health care coverage, establish health insurance market rules that protect individuals and families, and begin to transform the health care system by encouraging greater value and efficiency, says Commonwealth Fund president Karen Davis in this special report on the potential impact of the new law.

Fund Report

Rite of Passage: Young Adults and the Affordable Care Act of 2010

May 21, 2010 - Young adults between the ages of 19 and 29 represent one of the largest segments of the uninsured; approximately 13.7 million were uninsured in 2008. This issue brief describes critical provisions in the new health reform law that will help to cover millions of uninsured young people.

Issue Brief

Saving Billions of Dollars—and Physicians’ Time—by Streamlining Billing Practices

April 29, 2010 - Excessive administrative complexity costs physicians nearly 12 percent of their net patient service revenue, according to this Commonwealth Fund–supported study. Streamlining administrative processes associated with the billing and payment of medical providers could save $7 billion annually, and save four hours per week of physicians' time and five hours of support staff time.

In the Literature

Health Care Opinion Leaders' Views on Health Reform, Implementation, and Post-Reform Priorities

April 5, 2010 - By an overwhelming majority (89%), leaders in health care and health policy think the new health care reform law will successfully expand access to affordable health insurance to the millions of Americans who currently go without it.

Data Brief