December 4, 2009 - This Commonwealth Fund report outlines the payment and delivery system reform provisions in the bills, as well as their potential impact on health expenditures.
Fund Report
December 3, 2009 - It is often assumed that high-cost health insurance plans—referred to by some as "Cadillac" plans—provide rich benefits to users. But in this Commonwealth Fund–supported study in Health Affairs comparing high- and low-cost employer-based plans, Jon Gabel of the National Opinion Research Center and colleagues found that benefit design explains only a fraction of the variation in family coverage costs.
In the Literature
December 3, 2009 - In this Fund-supported Health Affairs study, employer-sponsored health plans were found to be much more affordable, and to offer more comprehensive coverage, than individual market plans. Deductibles average more than $2,100 for individual plans but less than $600 for employer-based plans, the researchers say.
In the Literature
November 13, 2009 - Access to doctors and use of mammography, cholesterol testing, and other preventive services improved for both white and Hispanic patients nationally from 1991 to 2004, Fund-supported researchers reported in the journal Medical Care. Gaps in access to care, however, widened between whites and Hispanics in individual states, including Texas and Florida.
In the Literature
November 9, 2009 - A Commonwealth Fund–supported study in the journal Inquiry found that workers employed by small businesses are less likely than those in large ones to be offered health insurance. Administrative costs are a major reason why so many smaller firms do not offer health benefits to their employees.
In the Literature
October 23, 2009 - This report prepared by Commonwealth Fund researchers analyzes the similarities, differences, potential impacts, and costs of the comprehensive health reform bills. Also see interactive tables for side-by-side comparisons of the system reform and insurance provisions.
Fund Report
October 15, 2009 - In testimony before the U.S. House of Representatives' Committee on Energy and Commerce on October 15, 2009, Commonwealth Fund vice president Sara R. Collins discussed the growing number of Americans with such high out-of-pocket costs relative to their income that are effectively underinsured.
Testimony
October 1, 2009 - This Commonwealth Fund-supported study of the state's health reform finds that employer-based coverage in Massachusetts has increased, as has the scope and quality of coverage as assessed by workers. However, some employees in small firms have seen a significant rise in premiums and out-of-pocket expenses.
In the Literature
September 11, 2009 - This morning, the U.S. Bureau of the Census released the alarming news that the number of uninsured Americans hit 46.3 million in 2008, up from 45.7 million in 2007. In this testimony before the U.S. House of Representative's Joint Economic Committee, Commonwealth Fund president Karen Davis highlights the good and bad news in the new data and how it underscorces the need for health reform.
Testimony
September 9, 2009 - Small business owners and employees are among those who stand to benefit the most from provisions in some of the current health reform proposals under consideration by Congress, according to this Commonwealth Fund study.
Issue Brief
August 20, 2009 - The rapid rise in health insurance premiums has severely strained U.S. families and employers in recent years. This Commonwealth Fund analysis of federal data finds that if premiums for employer-sponsored insurance grow in each state at the projected national rate of increase, then the average premium for family coverage would rise 94 percent by 2020.
Data Brief
August 6, 2009 - Americans enrolled in deductible-based health insurance plans are more likely than those with no deductible to alter their care-seeking behavior, according to a Commonwealth Fund-supported survey. Complex benefits design plays a role, the authors say.
In the Literature
August 6, 2009 - Young adults between the ages of 19 and 29 represent one of the largest and fastest-growing segments of the U.S. population without health insurance. Often dropped from their parents' policies or from public insurance programs at age 19 or on graduation day, they are left to find insurance on their own while making the often uneasy transition from high school to college or the working world.
Issue Brief
July 23, 2009 - This Commonwealth Fund study shows that nearly 40 percent of nonelderly adults with three or more chronic conditions had out-of-pocket expenses and premiums exceeding 5 percent of income for two consecutive years, compared with 20 percent of people who had a single chronic condition and 14 percent who had no chronic conditions.
Issue Brief
July 21, 2009 - The individual health insurance market is not a viable option for the majority of uninsured adults, according to this new Commonwealth Fund analysis. Seventy-three percent of people who tried to buy insurance on their own in the last three years did not purchase a policy, primarily because premiums were too high.
Issue Brief