 High-deductible health plans have gained currency among employers as a strategy to reduce premiums and, theoretically, promote more cost-sensitive health behavior on the part of employees. Yet findings from a new survey jointly published by the Employee Benefit Research Institute and The Commonwealth Fund reveal that Americans enrolled in high-deductible health plans, both with and without savings accounts, are less satisfied with their health plan than those with comprehensive health insurance.  Watch a multimedia presentation of the December 8, 2005 release of the survey. The presentation features slides, audio, video and a transcript of speakers' comments and the question-and-answer period that followed. Note that this presentation will open in a separate window and that the video might take a few seconds to load.
See below for Fund publications that offer national data about so-called consumer-driven health plans and analysis of their impact on health care consumers. |