Sustaining Individual Health Insurance Markets


Since 1992, New Jersey has implemented innovative, comprehensive reforms in its individual health insurance market to improve access to private insurance. Recently, however, the number of New Jersey residents insured through the individual market has declined. To understand what has been happening, this project will expand an existing survey funded by the Robert Wood Johnson Foundation by interviewing an additional 600 New Jersey policyholders with individual coverage. The survey findings will enable project staff to compare the experiences of people insured through the individual market with those of group policyholders and the uninsured. The analysis will inform state health policymakers about the long-term viability of community rating and other regulatory efforts to improve access to individual private insurance. To learn more about a Health Affairs study developed with funding from this grant, click here.

Grant Details

Grantee Organization:
Rutgers University
Principal Investigator:
Joel Cantor, Sc.D.
Award Amount:
Approval Date:
November 13, 2001

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