An Evaluation of Health Insurance Policies for People Not Covered by Group Insurance

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Most health insurance reform proposals target the uninsured. Often overlooked, however, are the many insured Americans who have policies that are inadequate for their health or financial needs. Those without access to group insurance are likely to be most at risk for 'underinsurance.' This project will review and rate popular individual policies available in three cities, as well as Internet sites serving the individual insurance market. Consumers Union (CU), publisher of Consumer Reports, will supplement these ratings with an assessment of state high-risk pools, which provide a safety net for people denied individual coverage because of health problems. Findings will be featured in the January 2002 issue of the magazine, with follow-up stories airing on CU-affiliated radio and television stations. These comparisons will not only provide consumers with a new resource for evaluating insurance options, they will help inform the growing debate over using tax credits to expand coverage.

Grant Details

Grantee Organization:
Consumers Union of the United States, Inc.
Principal Investigator:
Trudy Lieberman
Award Amount:
$162,000.00
Approval Date:
April 11, 2001

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