The Affordable Care Act substantially expands health insurance coverage and introduces more affordable and comprehensive private and public health insurance options, in combination with premium and cost-sharing tax credits. How these reforms will affect health-related spending, however, is likely to vary from person to person and from state to state. The project team will analyze trends in the level of financial burden that health care places on U.S. families and the potential impact health reform will have on those trends. This research will inform the work of federal policymakers currently engaged in drafting regulations for the health reform law and state officials who are, or will be, implementing provisions related to the insurance exchanges, tax credits, Medicaid expansion, and the individual requirement to have health coverage. A second phase of work will be proposed later in 2011 to examine the financial burden associated with care for chronic conditions.
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Center for Studying Health System Change
Peter J. Cunningham, Ph.D.