The Financial Burden of Medical Care: Implications of Recent Developments in Health Care Policy, Coverage, and Care Delivery


Rising health care costs and sluggish income growth have made health insurance and health care less affordable for millions of families in the United States.   Over 48 million people are uninsured and those with coverage are spending more on premiums for plans that provide less out-of-pocket protection.  In prior work supported by the Fund, the research team found that in 2009, 19 percent of American lived in families in which out-of-pocket spending for both premiums and health care exceeded 10 percent of family income, compared to 14 percent in 2001.  This project would update these estimates between 2009 and 2011 with an analysis of the latest available Medical Expenditure Panel Survey, highlighting national trends by income and source of coverage.  This research will inform federal and state policy makers and leaders in the employer community about the amount of income Americans are devoting to both insurance and medical costs, and how the Affordable Care Act might alter current trends.

Grant Details

Grantee Organization:
Virginia Commonwealth University
Principal Investigator:
Peter J. Cunningham, Ph.D.
Award Amount:
Approval Date:
July 21, 2013
Related Topics
Health Care Coverage

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