Trends in Premiums, Cost-Sharing, and Benefits in Medicare+Choice Health Plans, 1999–2001

×

Though only 16 percent of Medicare beneficiaries were enrolled in managed care plans in 2000, these plans continue to be attractive for several reasons. Foremost, such plans (termed Medicare+Choice plans) provide a much more affordable source of supplemental coverage than is available through such offerings as Medigap, which covers many costs that Medicare alone does not (Nelson et al. 1997; Schoen et al. 1998).

Managed care plans finance their supplemental coverage through savings they achieve in providing basic Medicare benefits or by charging premiums. Throughout the mid- to late 1990s, plans offered increasingly generous benefits to attract more enrollees. A sharp reversal of this trend occurred in 2000, however, when coverage became somewhat less comprehensive and many plans began either charging premiums or increasing premiums (Cassidy and Gold 2000). In that same year, enrollment in Medicare+Choice plans decreased for the first time.

Downloads

Publication Details

Publication Date:
April 1, 2001
Authors:
Marsha Gold, Lori Achman
Citation:

Trends in Premiums, Cost-Sharing, and Benefits in Medicare+Choice Health Plans, 1999–2001, Marsha Gold and Lori Achman, The Commonwealth Fund, January 2001

Related Topics


Forgot Password

An email has been sent to {{email}} with your reset password.

Account was not found. Please go to the login page and enter a new password.

Account was not found. Please try again with a different email address.

There was an error when attempting to send to {{email}}. Please contact an administrator.