Nearly half of Americans were uninsured or underinsured in 2012
1 Underinsured defined as insured all year but experienced one of the following: out-of-pocket expenses equaled 10% or more of income; out-of-pocket expenses equaled 5% or more of income if low income (<200% of poverty); or deductibles equaled 5% or more of income.
2 Combines "Insured now, time uninsured in past year" and "Uninsured now."
3 Numbers may not sum to indicated total because of rounding.
Many Americans spend a large share of their income on health care
4 Base: Respondents who reported their income level and premium costs for their private insurance plan.
5 Income levels are for a family of four in 2012.
6 Base: Had problems paying medical bills, contacted by a collection agency for unpaid bills, had to change way of life in order to pay medical bills, or has outstanding medical debt.
Large numbers of uninsured adults are skipping care
7 Adults who take prescription medications on a regular basis for hypertension or high blood pressure; diabetes; asthma, emphysema,
or lung disease; or heart disease.
8 Pap test in past three years for females ages 21–64.
9 Colon cancer screening in past five years for adults ages 50–64.
10 Mammogram in past two years for females ages 40–64.
Source: The Commonwealth Fund Biennial Health Insurance Survey (2012).
© THE COMMONWEALTH FUND 2013. Photos courtesy of Donnelly Marks (top) and Michael Malyzsko (middle and bottom).