Paul Fronstin is a senior research associate with the Employee Benefit Research Institute (EBRI), a private, nonprofit, nonpartisan organization committed to original public policy research and education on economic security and employee benefits. He is also director of the Institute's Health Research and Education Program. He has been with EBRI since 1993. Dr. Fronstin's research interests include trends in employment-based health benefits, consumer-driven health benefits, the uninsured, retiree health benefits, employee benefits and taxation, and public opinion about health care. He currently serves on the steering committee for the Emeriti Retirement Health Program. From 2002 to 2004, Dr. Fronstin served on the Maryland State Planning Grant Health Care Coverage Workgroup, and in 2001 he served on the Institute of Medicine Subcommittee on the Status of the Uninsured. Dr. Fronstin has testified in front of Congress numerous times and has appeared before many groups to share his expertise on employee benefits. He has also made numerous presentations for congressional staff and the media. Dr. Fronstin earned his B.S. from SUNY Binghamton and his Ph.D. from the University of Miami.