Employer-Sponsored Health Insurance Premiums and Deductibles

10-Year Premium and Deductible Trends in Employer-Sponsored Coverage

Hover over states to see premium and deductible rates, and more.

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District of Columbia

Family premiums in 2013 were $17,262.

Wyoming

Family premiums in 2013 were $17,130.

Wisconsin

Family premiums in 2013 were $16,665.

West Virginia

Family premiums in 2013 were $17,105.

Washington

Family premiums in 2013 were $15,721.

Virginia

Family premiums in 2013 were $15,917.

Vermont

Family premiums in 2013 were $16,311.

Utah

Family premiums in 2013 were $15,341.

Texas

Family premiums in 2013 were $16,049.

Tennessee

Family premiums in 2013 were $15,214.

South Dakota

Family premiums in 2013 were $15,780.

South Carolina

Family premiums in 2013 were $15,506.

Rhode Island

Family premiums in 2013 were $16,077.

Pennsylvania

Family premiums in 2013 were $16,019.

Oregon

Family premiums in 2013 were $15,856.

Oklahoma

Family premiums in 2013 were $15,106.

Ohio

Family premiums in 2013 were $15,955.

North Dakota

Family premiums in 2013 were $14,995.

North Carolina

Family premiums in 2013 were $15,023.

New York

Family premiums in 2013 were $17,530.

New Mexico

Family premiums in 2013 were $15,207.

New Jersey

Family premiums in 2013 were $17,396.

New Hampshire

Family premiums in 2013 were $17,024.

Nevada

Family premiums in 2013 were $14,682.

Montana

Family premiums in 2013 were $15,152.

Missouri

Family premiums in 2013 were $15,160.

Mississippi

Family premiums in 2013 were $14,053.

Minnesota

Family premiums in 2013 were $14,820.

Michigan

Family premiums in 2013 were $15,242.

Massachusetts

Family premiums in 2013 were $17,424.

Maine

Family premiums in 2013 were $16,332.

Louisiana

Family premiums in 2013 were $15,548.

Kentucky

Family premiums in 2013 were $15,463.

Kansas

Family premiums in 2013 were $15,658.

Iowa

Family premiums in 2013 were $14,415.

Indiana

Family premiums in 2013 were $15,724.

Illinois

Family premiums in 2013 were $16,928.

Idaho

Family premiums in 2013 were $14,036.

Hawaii

Family premiums in 2013 were $14,382.

Georgia

Family premiums in 2013 were $14,762.

Florida

Family premiums in 2013 were $16,070.

Delaware

Family premiums in 2013 were $16,102.

Connecticut

Family premiums in 2013 were $16,874.

Colorado

Family premiums in 2013 were $16,636.

California

Family premiums in 2013 were $16,691.

Arizona

Family premiums in 2013 were $15,183.

Arkansas

Family premiums in 2013 were $13,516.

Alabama

Family premiums in 2013 were $13,477.

Maryland

Family premiums in 2013 were $15,820.

Alaska

Average family premiums in 2013 were $20,715.

Source: C. Schoen, D. Radley, and S. R. Collins, State Trends in the Cost of Employer Health Insurance Coverage, 2003–2013, The Commonwealth Fund, January 2015.

Data: 2003, 2010, and 2013 Medical Expenditure Panel Surveys–Insurance Component (for premiums, employee contributions, and deductible data). 2003–04, 2010-11, and 2013–14 Current Population Surveys (for median household incomes for under-65 population).

Note: Premiums as a share of median household income are weighted by single and family household distribution in each state.