Health insurance exchanges are the centerpiece of the private insurance reforms in the Affordable Care Act. If the exchanges function as planned, they will expand coverage to more Americans, reduce insurance costs, and improve the quality of coverage and perhaps of health care itself. In a new report
and blog post
, Timothy Jost, professor of law at Washington and Lee University, outlines key policy issues for administrators at the Department of Health and Human Services and state policymakers as they implement the law and seek to avoid the problems that have undermined exchanges in the past.