Thirty-two million people under age 65 were underinsured in the U.S. in 2012, meaning they had health coverage but it provided inadequate protection against high health care costs relative to their income, a new Commonwealth Fund report finds. The report—the first to examine the underinsured phenomenon at the state level—shows that underinsured rates ranged from a low of 8 percent in New Hampshire to highs of 16 percent in Mississippi and Tennessee and 17 percent in Idaho and Utah.
Visit commonwealthfund.org to read the report and view our Web feature, "When Your Health Insurance Isn't Good Enough," which illustrates growth in the number of underinsured from 2010 to 2012.
