Michelle M. Doty, Alyssa L. Holmgren
Unequal Access: Insurance Instability Among Low-Income Workers and Minorities, Michelle M. Doty and Alyssa L. Holmgren, The Commonwealth Fund, April 2004
Analysis of health insurance coverage and employment patterns from 1996 through 1999 reveals even higher uninsured rates and greater insurance instability among low-income adults and minorities than had been previously documented. Most low-income adults worked during the four years, but many had no or only intermittent job-based coverage. Low-income Hispanic adults were particularly hard hit: more than one-third (37%) of this group were never insured with private coverage, even though they worked all four years. Policies that expand coverage to low-income families could help reduce racial and ethnic disparities in access to care.