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The Health Reform Calculator: Estimating Changes in Coverage and Costs

A new report from the Urban Institute and the Commonwealth Fund, Comparing Health Insurance Reform Options: From "Building on the ACA" to Single Payer, estimates the impact of eight health care reform options on coverage in the U.S. and on health spending by federal and state governments, consumers, and employers. The plans fall along a continuum: at one end are options that build on the the Affordable Care Act (ACA), starting with incremental improvements in affordability and progressing to a proposal for near-universal coverage; at the other end of the continuum are two single-payer reforms, including one that would eliminate private insurance, cover all U.S. residents and undocumented immigrants, and eliminate premiums and cost-sharing requirements.

This calculator allows you to see how personal health spending among nonelderly adults in your income group would change under four of these reform options. Simply enter your annual income and household size. You can also see how the four plans affect the number of remaining uninsured people in the U.S., the federal government's spending on health care, and the additional federal revenue, such as taxes, that would be required to pay for the reforms.