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What's Behind Health Insurance Rate Increases?

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The Affordable Care Act requires that health insurers provide justification for premium increases of 10 percent or more. In a new Commonwealth Fund brief, researchers Michael McCue and Mark Hall find that insurers attributed most of these larger rate increases to routine factors such as trends in medical costs, rather than to the health care law. The average rate increase submitted for federal review between mid-2013 and mid-2014 was 13 percent.

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