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Steep Hikes, Sharp Drops Seen in Rates for Marketplace Plans

By Kerry Young, CQ Roll Call

October 26, 2015 -- Consumers in some states will see significant declines in the cost for health insurance through the subsidized federal marketplace, while others could see prices leap by more than a third, according to a federal analysis released Monday.

Enrollment opens Nov. 1 for the coverage next year through the health insurance marketplace, which was created through the Affordable Care Act. Across the markets in the 37 states that use the federal marketplace, the cost of a benchmark plan—the cost of the second-lowest silver-level offerings—will rise by 7.5 percent, HHS said. Thirteen states and the District of Columbia run their own plans.

Within that figure, though, is substantial variation in the year-to-year change for second-lowest cost silver plans. HHS shows a decline of 12.6 percent for Indiana and one of 8.2 percent for Mississippi. Prices are expected to rise by 31.5 percent in Alaska, 34.5 percent in Montana, and 35.7 percent in Oklahoma.

About eight of 10 people returning as customers to this market will be able to buy a plan with monthly premiums of less than $100 after tax credits, according to an analysis by the Department of Health and Human Services.

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