- Government Actuaries Say You'll Pay a Whole Lot More For Health Insurance If the GOP Repeals Obamacare Los Angeles Times by Michael Hiltzik—Here are some findings about Obamacare repeal that congressional Republicans and Health and Human Services Secretary Tom Price will have trouble explaining away: Under the GOP’s Affordable Care Act repeal bill, individuals will be paying an average 27 percent more for their insurance by 2026 than under current law. That’s $162 per month more, on average. Stunningly, cost-sharing—that is, copays and deductibles—would rise by an average 61 percent compared to current law. Gross premiums would be lower than under the current law, in part because insurance would offer fewer benefits, but net premiums—after subsidies—would be higher.