Efforts to allow health insurers to market short-term medical plans as a cheap alternative to the ACA are already running into headwinds, with state insurance regulators resisting the sales and state governments moving to restrict them. State insurance regulators, gathered over the past three days for a meeting of the National Association of Insurance Commissioners, expressed deep concern that short-term plans were being aggressively marketed in ways likely to mislead consumers. Many said the plans, which need not comply with the ACA's coverage mandates, were a poor substitute for comprehensive insurance. (Robert Pear, New York Times)