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Newsletter Article


Association Health Plans Could Harm Small-Group Market

A recent federal rule has paved the way for many more small firms and self-employed individuals to purchase insurance through association health plans, which are not subject to preexisting-condition protections and other Affordable Care Act regulations. To estimate the potential impact of these health plans, Wake Forest University's Mark A. Hall and Virginia Commonwealth University's Michael J. McCue analyzed how "market segmentation" has functioned in the small-group market to date.

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