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Newsletter Article


Insurance Rebates, Reduced Premiums Expected from Affordable Care Act Rule

Consumers nationwide would have received an estimated $2 billion in rebates from health insurers if the new medical loss ratio (MLR) rule enacted as part of the Affordable Care Act had been in place in 2010, according to a new Commonwealth Fund analysis. The MLR rule, which went into effect in 2011, aims to control private insurance costs for consumers and government by requiring that a minimum percentage of premium dollars go toward medical care and health care quality improvement, as opposed to administrative costs and corporate profits.

Read the issue brief and use our interactive tool to find the estimated total rebate and annual rebate per person for each state.

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