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Newsletter Article


Realizing Health Reform's Potential: Early Implementation of Pre-Existing Condition Insurance Plans—Providing an Interim Safety Net for the Uninsurable

The Pre-Existing Condition Insurance Plan is a temporary program implemented under the Affordable Care Act to make health insurance coverage available to uninsured individuals with preexisting conditions until 2014, when exchange-based health insurance becomes available to all. This Commonwealth Fund issue brief examines enrollment trends and early changes to plan structures and premiums, and estimates of out-of-pocket costs by utilization pattern and type of plan.

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