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Workers' Share of Health Insurance Premiums Up 63% from 2003 to 2010

Premiums for employer-sponsored family health insurance policies increased by 50 percent from 2003 to 2010, and the annual amount that employees pay toward their insurance increased by 63 percent, as businesses required employees to contribute a greater share, a new Commonwealth Fund analysis finds.

The report, which examines trends in health insurance costs state-by-state, finds that coverage costs in each state are outpacing income growth. At the same time, premiums are buying less protective coverage: per-person deductibles doubled for employees working for large and small firms over the same period. The analysis was prepared by Senior Vice President Cathy Schoen and colleagues at The Commonwealth Fund.

Visit to view an interactive map and infographic and download the complete report. You can also listen to a podcast on Affordable Care Act provisions that should help reverse the trends.

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