ACA Repeal Efforts Would Impact State Laws, Too

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<p>Although the debate over the future of the Affordable Care Act (ACA) focuses largely on federal legislation, repeal-and-replacement efforts would significantly affect state approaches to insurance regulation. In a new <em>To the Point</em> post, Georgetown University’s Kevin Lucia and Katie Keith explain that state-level legislation and rules help ensure that state regulators have full authority to enforce the ACA’s market reforms, like the ban on denying coverage based on preexisting conditions. Such laws or regulations have been implemented in 32 states and Washington, D.C. </p><p>While some state legislatures may want to revisit how they regulate their insurance markets based on Congress’s pledge to repeal the ACA, doing so without a replacement plan in place could be challenging.</p> Read the post