The Decline of Employer-Sponsored Health Insurance

eAlert 276f3133-1ede-4f2a-8190-e7aac811b6e2

<p>It’s that time of year when people learn how much their employer health plan will cost them next year. With premiums, deductibles, copays, and coinsurance rising faster than wages, many insured working families are finding they have to spend more of their income on insurance that provides less financial protection. And nearly 25 percent have such high out-of-pocket costs they are considered underinsured.</p><p>In a new <em>To the Point</em> post, David Blumenthal, M.D., president of the Commonwealth Fund, looks at why, for many Americans, job-based health insurance is not what it used to be.</p> Read the post