Enrollment in Consumer-Driven Plans Remains Low

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<p>Consumer-driven health plans are not catching on, according to a survey released today by the Employee Benefit Research Institute (EBRI) and The Commonwealth Fund. Enrollment in consumer-driven health plans (CDHPs) remains small, and enrollee satisfaction continues to be lower compared with more comprehensive health insurance plans.<br><br>The second annual <a href="/cnlib/pub/enews_clickthrough.htm?enews_item_id=25681&return_url=http%3A%2F%2Fwww%2Ecmwf%2Eorg%2Fpublications%2Fpublications%5Fshow%2Ehtm%3Fdoc%5Fid%3D430598%26%23doc430598">EBRI-Commonwealth Fund Consumerism in Health Care Survey</a> finds that enrollment in CDHPs and high-deductible health plans (HDHPs) is virtually unchanged since 2005. Only 1 percent of the privately insured population ages 21 to 64 is currently enrolled in a CDHP. <br><br>Clearly, CDHPs have not been attracting significant numbers of previously uninsured people. Despite some policymakers' expectations that the lower premiums and tax benefits of CDHPs would substantially reduce the number of uninsured, adults in these plans are no more likely to have been uninsured prior to enrollment than are adults with more comprehensive coverage.</p>