Lessons from the Pre-Existing Condition Insurance Plan

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<p>As states move forward in establishing health insurance marketplaces, or exchanges, policymakers and administrators can learn from experience with another state-based insurance program created by the Affordable Care Act, the Pre-Existing Condition Insurance Plan (PCIP). </p><p>In a <a href="/blog/2013/building-state-health-insurance-marketplaces-lessons-pre-existing-condition-insurance">new blog post,</a> University of Kansas researcher Jean P. Hall, Ph.D., discusses what lessons about enrollment and cost can be drawn from the PCIP, a temporary insurance program for people turned down by insurers, or offered unaffordable premiums, because of a preexisting condition. The PCIP will provide coverage for people with health problems until 2014, when affordable insurance options will be available through the new marketplaces, where insurers are required to offer coverage to all. </p>
<p>Visit <a href="~/link.aspx?_id=0B67ACA7A5CB453CB876F3DB59E19448&_z=z">The Commonwealth Fund Blog</a> to learn more about enrollment strategies and cost-drivers in the PCIP and how this can inform implementation of the state insurance marketplaces. </p>