Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

eAlert 5d0ddce3-1a41-4184-9467-64d18ba797c1

<p>The U.S. Department of Health and Human Services is proposing to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act market rules like preexisting condition protections and coverage of mental health services and other essential benefits. In an updated <em>To the Point</em> post, Georgetown University researchers explain that the proposed rule would rescind restrictions designed to prevent insurers from siphoning off healthy enrollees from the individual marketplace.</p><p>If these changes are finalized, oversight of short-term insurance policies will be left almost entirely to states, many of which currently have few standards in place. To better understand the regulatory landscape, the authors surveyed 10 states’ legal authority over these products and interviewed regulators.</p> Read the post