Senate Bill’s "Small Business Health Plans" Undermine States’ Authority

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<p>Despite Congress’s assurances that repealing and replacing the Affordable Care Act would give power back to the states, the Senate bill would <a>allow insurers to create </a>federally certified health plans that would be exempt from state insurance laws. </p><p>In a new post on <em>To the Point,</em> Georgetown University’s Kevin Lucia and Sabrina Corlette explain that such plans, known as “Small Business Heath Plans,” would undermine the ability of states to protect consumers and would likely lead to fewer plan choices and higher premiums for many individuals and small businesses. Similar to previous federal association health plan proposals, the Senate bill would encourage member organizations, such as professional and trade associations, to offer these plans nationwide.</p> Read the post