Short-Term Health Plans Threaten Consumer Protections


More and more people are buying short-term health plans since the Trump administration extended the contract term of such policies from three months to just under 12 months. Short-term plans don’t have to comply with the coverage standards set by the Affordable Care Act.

In a new post on To the Point, Emily Curran, Dania Palanker, and Sabrina Corlette of Georgetown University’s Center on Health Insurance Reforms find that state insurance departments’ efforts to regulate these plans and protect consumers from poor-quality coverage and abusive sales tactics may be undermined by a loophole: many short-term plans are being sold through out-of-state associations that are exempt from state regulation.

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