This analysis of silver-tier plans offered in states using HealthCare.gov for marketplace enrollment finds that 30 of 37 plans exclude primary care visits, as well as generic drugs, from the deductible. The Commonwealth Fund researchers Munira Gunja, Sara R. Collins, and Sophie Beutel found that in 24 of these plans, specialist visits and prescriptions for preferred brand-name drugs are excluded as well.
How Deductible Exclusions in Marketplace Plans Improve Access to Care
