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Senate Bill's "Small Business Health Plans" Undermine States' Authority

BCRA’s “Small Business Health Plans" would lead to less choice, higher premiums

Despite Congress’s assurances that repealing and replacing the Affordable Care Act would give power back to the states, the Senate health care bill would allow insurers to create federally certified health plans that would be exempt from state insurance laws. Georgetown University’s Kevin Lucia and Sabrina Corlette argue that such plans, known as “Small Business Heath Plans,” would undermine the ability of states to protect consumers and would likely lead to fewer plan choices and higher premiums for many individuals and small businesses.

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