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Newsletter Article


The Three R's: Making Insurance Markets Work

For some, the "Three R's" evoke the smell of chalk dust and long-division problems. But in the Affordable Care Act, the Three R's refer to something very different: risk corridors, reinsurance, and risk adjustment. In his latest "Reflecting on Health Reform" blog post, Commonwealth Fund President David Blumenthal, M.D., examines these three interdependent programs that help protect health insurance companies against unpredictable losses and keep consumers' premiums from spiraling out of control in the health reform law's early years.

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