These surveys examined enrollment in consumer-driven and high-deductible plans in the early 2000s. The most recent surveys, conducted with the Employee Benefits Research Institute, found low enrollment overall. They also found that consumer-driven and high-deductible plans drew higher-income, healthier enrollees and had no impact on the uninsured.
Controlling Health Care Costs
Findings From the 2007 EBRI/Commonwealth Fund Consumerism in Health Survey
Enrollment in consumer-driven and high-deductible plans still makes up a very small segment of the overall insurance market, according to the third EBRI/Commonwealth Fund Consumerism in Health Care Survey. Moreover, evidence shows that the percentage of consumer-driven plan enrollees with high incomes--above $100,000--swelled in 2007.