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High-Risk Pools for People with Preexisting Conditions: A Refresher

High risk pools have too many sick people and not enough healthy to balance out

During the recent effort to repeal and replace the Affordable Care Act (ACA), some members of Congress and the Trump administration looked back to high-risk pools, which operated in 35 states before the ACA was enacted. In a new To the Point post, the University of Kansas’s Jean Hall says it’s critical to remember how high-risk pools—which concentrate people who need costly medical care into a single health insurance pool—worked in practice. Also check out our high-risk pools explainer, which gives the backstory on the pools and how they differ from current policy.

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